9 Financial Formulas for Financial Analysis

1️⃣ PV (PRESENT VALUE)
→ Calculates the present value of an investment or loan based on future cash flows discounted at a constant rate.

2️⃣ PMT (PAYMENT)
→ Determines the periodic payment for a loan or investment based on constant payments and a constant interest rate.

3️⃣ FV (FUTURE VALUE)
→ Computes the future value of an investment or loan based on periodic, constant payments and a constant interest rate.

4️⃣ RATE
→ Estimates the interest rate per period for an annuity investment or loan.

5️⃣ XNPV
→ Calculates the net present value of cash flows that are not necessarily periodic.

6️⃣ EOMONTH
→ Finds the last day of the month, a specific number of months before or after a given date.

7️⃣ COUPDAYS
→ Determines the number of days between the settlement date and the next coupon payment date for a bond.

8️⃣ IRR (INTERNAL RATE OF RETURN)
→ Calculates the internal rate of return for a series of cash flows, which is the interest rate that makes the net present value of the cash flows equal to zero.

9️⃣ XIRR
→ Computes the internal rate of return for a series of cash flows that occur at irregular intervals.

Leverage these Excel functions to elevate your data analysis and financial modeling skills.

Excel is not just a tool, but a skillset that can set you apart in the professional world.